| Money Management / Stocks, Bonds & Mutual
Funds
MAP Program
The Managed Asset Planning Program (MAP) offers
you a smart alternative to the status quo: expert guidance
of a professional asset manager. Instead of commissions,
you pay an annual fee based on the value of your portfolio.
Through MAP, your financial advisor is rewarded for giving
sound advice and helping build your wealth.
MAP does away with the clutter of statements
and mailings you receive from various investment firms,
and consolidates all of your holdings onto one statement.
The flexible MAP Program allows you to hold stocks, bonds,
mutual funds, unit investment trusts, and other types of
investments. There is no minimum account size for The MAP
Program.
As a MAP client you will meet with your financial
advisor to review your financial assets, establish your
goals and objectives, and discuss a plan for your financial
future. Your discussions may address estate, retirement,
and tax issues which may concern you, as well economic and
financial developments that impact your portfolio. Monthly
statements and quarterly reports provide performance details
on individual securities and your overall portfolio.
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FundSource SM
FundSource is an innovative service that selects
mutual funds from an extensive universe, including well-known
no-loads. Through this service, First Clearing Corporation
designs a portfolio suited to your investment goals, along
with performance monitoring and additional recommendations,
as needed. FundSource provides one place to make transactions
without loads or commissions:
- One statement summarizing all positions;
- One consolidated tax report at year end and;
- One source to go to for service and research.
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DMA Program
We understand that it is easier to reach your
lifetime investment goals when you have a well-diversified
team working for you. The Diversified Managed Allocations
(DMA) program provides a combination of high-quality professional
investment-management firms, a disciplined process, and a
choice of investment styles. This is all bundled in a single investment account.
Diversified Managed Allocations offers separately
managed portfolios featuring asset allocation, diversification,
and risk-based portfolio management to investors with a minimum
investment of $150,000. Using a unique and diligent research
process, a roster of select, high-quality investment management
firms has been assembled representing a broad array of investment
classes and styles. You and your Financial Advisor will use
a disciplined investment process to create an asset-allocation
strategy and select two or more investment managers to handle
the day-to-day management of your account. You may choose
an Optimal Blend—a risk-based portfolio constructed with
diversified but complementary investment managers from the
DMA roster of managers—or you and your Financial Advisor
may assemble a customized portfolio to meet your specific
needs.
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Bell Capital Management
Bell Capital Management, Inc. (BCM) provides investment
management services for pension plans, profit sharing plans,
financial institutions, foundations and individuals. Founded
in 1984 and located in Atlanta, Ga., BCM is a fee-based investment
advisor, registered with the SEC.
Based on BCM's investment research, they can identify
and act on opportunities in the markets. They look to accomplish
these objectives in our portfolios by utilizing exchange traded
funds (ETFs), stocks, bonds, mutual funds, and variable annuities
as the vehicles to participate in the investment markets.
You will find that BCM strives
to build a strong working relationship with each individual
client. BCM:
- Assists clients in setting fund objectives;
- Publishes a client newsletter;
- Accepts fiduciary responsibility;
- Produces timely performance reports;
- Documents each investment decision;
- Encourages ongoing telephone communication;
- Communicates the impact of significant financial events.
On a quarterly basis, you will receive a performance
report showing the value of your account and the year-to-date
return. Additionally, you will receive periodic investment
comments focusing on the BCM assessment of the stock and bond
markets.
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Icon Advisers
Focusing on valuation, relative strength and industry rotation to capture changing market themes, ICON relies on in-house research to provide portfolio solutions for financial advisers and their clients. As a disciplined, quantitative, non-emotional investing strategy the ICON methodology:
- Computes value-to-price ratios (V/P) utilizing the fundamentals of finance - earnings, projected growth, risk and interest rates;
- Focuses on growth from equities by finding industries within market sectors that ICON shows to be demonstrating leadership against the broader market;
- Rotates among undervalued and overvalued industries, buying those believed to be on sale, selling those seen as overpriced;
- Selects individual securities that are underpriced relative to their estimated intrinsic value;
- Filters out corporate noise and goes against the crowd when valuation dictates;
- Places no restrictions on market capitalization or simplistic value/growth characteristics; instead seeks the best value identified by the system for the investment dollar.
By combining valuation and relative strength to uncover leading market themes, ICON stresses industry exposure, thereby lessening the random risk associated with selecting individual securities. ICON does not rely on brokerage research, subscribe to market newsletters, a visit directly with companies or go to company sponsored PR lunches. Instead, ICON buys data and computes value (V/P). They strive to keep portfolios in touch with ever changing industry and sector leadership, and will go against the crowd when their valuation system tells them to.
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Tealwood Asset Management
Tealwood Asset Management is an independent investment
advisor, registered with the Securities and Exchange commission.
The company specializes in the management of equity and balanced
portfolios for individuals, pension funds, and profit sharing
trusts.
Tealwood is an independent company with no formal
ties to any insurance company, bank or brokerage firm. They
feel this independence gives them the freedom to avoid any
conflicts of interests between us and their clients and also
allows them to be total contrarians when circumstances and
their experience seem to warrant such a position.
Tealwood manages four distinctly different types
of portfolios:
- Growth - either Quality ("Foundation") or Value oriented;
- Balanced - both appreciation and conservation of principal;
- Strategic Income - focused on either yield from the dividends
or the underlying appreciation potential according to your
needs;
- Fixed Income.
Tealwood's number one objective is to make sure
these funds are not lost and that they retain their purchasing
power.
*Consult your tax advisor on state
and local taxes.
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